What is Pradhan Mantri Fasal Bima Yojana?
Pradhan Mantri Fasal Bima Yojana is a new crop that Bama Yojana which was accepted by the Union Cabinet in January 2016. It currently implements 2 crop insurance at the national level. Replace the changed NAIS. The new scheme will start from June this year.
This scheme covers Kharif, rabi crops as well as annual commercial and horticulture crops. In addition, how can it get pilots for sustainable horticulture/commercial crops which require methods for estimation of production?
Risk and exclusion cover
Basic Cover Pradhan Mantri Fasal Bima Yojana: Some risks are covered after planting the crops produced in the initial stages under this Yojana. This scheme has been raised due to non-preventable hazards such as drought, dry spells, floods, floods, widespread pests, and disease attacks, landslides, dilution, storms, hailstorms, and cyclones, etc. So that this overall risk is made insurance chief to cover the loss of crops produced by the farmers
How to Pradhan Mantri Fasal Bima Yojana prevent it?
Resistant sowing/planting/germination risk: Prevents sowing/sowing/germination of seeds due to deficient rainfall or adverse monsoon/weather.
Mid-season Adversity: Harmful floods, prolonged dry spells, and severe droughts in adverse seasonal conditions during the harvest season, etc. where the expected yield of the season may be less than 50% of the normal yield. This add-on coverage is for the convenience of providing immediate relief to insurance farmers in the event of such a risk.
Post Harvest Losses: Coverage is available up to a maximum of two weeks after harvest, depending on the crop requirements of the region which needs to be harvested and dried in scattered / small bundles.
Locally Disaster: Loss/loss of insured crops as a result of electrification of isolated farms in the notified area due to hailstorms, landslides, waterlogging, cloudburst, and locally identified risks of natural fires.
Add-on Coverage for Crop Damage by Wildlife Attacks: States, wherever the risk due to wildlife attack has been identified as sufficient and can be identified, may consider providing add-on coverage due to wildlife attack.
All farmers are eligible for coverage, including tenant farmers, notified crop growers in notified areas with sharing. However, farmers need to have an insurable interest in seeded crops and land. Such farmers are required to submit the required documentary evidence (Records Rights (RRR), Certificate of Land Rights (LPC), etc.) and/or applicable contract/agreement details / other relevant documents approved/approved in the case of sharecroppers/tenant farmers. This should be defined by the Government and the States concerned in the notification. These farmers will have to submit Aadhaar number and declaration of their own / crop for sowing purposes.
- After assessing the losses at the beginning, end, and end of the crop season due to eligible risks, the claim is given to the farmers in the following manner,
- Widespread disaster
- Payment time on account of claims due to mid-season adversity
- Prevents/prevents failed sowing and planting/germination claims
- Damage after harvest due to unseasonal rains
- Risks of localization.
Pradhan Mantri Fasal Bima Yojana Insurance
Insurance: There will be an insurance company for the entire state. Private insurance companies will be joined by The Agricultural Insurance Company (AIC) of India Limited to implement this scheme.
Online Application Important Documents.
Those Who want to avail this interest will have to go to the CSC Centre with the same documents.
Those documents are 1. Voter Id/Aadhar card/Pan card/Ration card if anyone you carry.
2. Bank Account.
3. Land Document with mention Name.
Application Last Date Pradhan Mantri Fasal Bima Yojana:
Those who want to apply at the earliest apply its last date:30-07-2021.